Last Revised: March 13, 2024
These Nido Terms of Use are a binding agreement between you and Savvy Living, LLC (“Nido,” “we,” “our,” or “us”) concerning your use of the Nido website (“Website”), Nido mobile application (“App”), and other Nido programs and services from which you are accessing these Nido Terms of Use (collectively, “Services”) that are owned and operated by Nido.
The Nido Rewards Terms (“Rewards Terms,” and collectively with these Terms of Use, the “Terms”) also apply to your use of the Services and are incorporated herein by reference. If you do not agree with these Terms, do not access or use the Services, including the App and Website.
THESE TERMS INCLUDE A MANDATORY ARBITRATION CLAUSE AND CLASS ACTION WAIVER, WAIVING YOUR RIGHT TO A TRIAL BY JURY. PLEASE READ THESE TERMS CAREFULLY.
YOUR USE OF THE NIDO SERVICES ARE SUBJECT TO THESE TERMS. BY ACCESSING THE SERVICES, YOU ACKNOWLEDGE THAT YOU ARE AT LEAST 18 YEARS OLD, ARE LOCATED IN THE UNITED STATES AND ACCEPT THESE TERMS. IF YOU ARE NOT AT LEAST 18 YEARS OLD, DO NOT RESIDE IN THE UNITED STATES OR DO NOT AGREE WITH THESE TERMS, DO NOT ACCESS OR USE THE SERVICES, INCLUDING THE APP AND WEBSITE.
The Effective Date of these Terms is set forth at the top of this page. We may change these Terms from time to time in our discretion. Changes will be posted to this page. Your continued use of the Services will constitute your acceptance of the updated Terms. The updated Terms supersede all previous versions. Accordingly, we encourage you to regularly review these Terms.
In addition to these Terms, we also publish the Nido Privacy Policy (“Privacy Policy”). By agreeing to these Terms, you also acknowledge and agree to the Nido Privacy Policy. To the extent permitted by applicable law, you agree to electronic receipt of all privacy disclosures.
THE CONTENT AND INFORMATION, INCLUDING THE ARTICLES AND VIDEOS, MADE AVAILABLE ON THE SERVICES MAY CONTAIN TYPOGRAPHICAL ERRORS AND INACCURACIES. WE DO NOT WARRANT THE ACCURACY OR COMPLETENESS OF SUCH CONTENT OR INFORMATION OR THE RELIABILITY OF ANY ADVICE, OPINION, STATEMENT, OR OTHER INFORMATION DISPLAYED OR DISTRIBUTED THROUGH THE SERVICES. YOU ACKNOWLEDGE THAT RELIANCE ON ANY SUCH OPINION, ADVICE, STATEMENT, OR INFORMATION SHALL BE AT YOUR OWN RISK.
Nido is not a source of funding, a lender, or a broker. The information provided by you to Nido is not an application for a grant or a mortgage loan, nor is it to rep-qualify you with any lender or broker or source of funding. Nido is not an agent or representative of any source of funding, lender, or broker. Nido does not recommend, endorse, or make any representations or warranties of any kind regarding the services of any funding source, lender, or broker to which you may be referred on the Services.
The information made available through the Services is for informational purposes only and should not be relied on as investment, financial, insurance, tax, legal, or other professional advice. You should conduct your own research before making any borrowing or home-buying decisions.
THE REAL ESTATE AGENTS AND MORTGAGE BROKERS TO WHICH YOU MAY BE REFERRED THROUGH THE SERVICES MAY BE AFFILIATES OF NIDO. BY USING THE SERVICES AND AGREEING TO THESE TERMS, YOU ACKNOWLEDGE AND AGREE THAT REFERRALS BY NIDO TO SUCH REAL ESTATE AGENTS AND MORTGAGE BROKERS MAY PROVIDE NIDO AND ITS AFFILIATES WITH A FINANCIAL BENEFIT. YOU ARE NOT REQUIRED TO USE ANY OF THE REAL ESTATE AGENTS, MORTGAGE BROKERS, OR FUNDING SOURCES TO WHICH YOU ARE REFERRED THROUGH THE SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AT THE BEST RATE FOR THOSE SERVICES.
Nido or its licensors own all right, title, and interest in and to the patent, copyright, trademark, trade secret, know-how, or other intellectual property rights that may exist in the Services or any photographs, graphics, text, icons, sound files, other files, buttons, software, data, documentation, techniques, and information included in the Services and the selection and arrangement thereof (the “Content”).
Subject to these Terms, we hereby grant you a limited, revocable, non-exclusive and non-transferable license to use, view, print, display and download the Content for the sole purpose of viewing them on a standalone personal computer or mobile device and to use the Services solely for your personal use. Except for the foregoing license and as otherwise required or limited by applicable law, you have no other rights in the Services or any Content and you may not modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Services or Content in any manner or for any purpose that would constitute infringement of our, our third-party partners’, or other users’ intellectual property rights. All rights not expressly granted herein are reserved.
If you breach any of these Terms, the above license will terminate automatically, and you must immediately destroy any downloaded or printed Content.
You may register an account on the Services. You agree that the information you provide to us during the registration process and at all other times when you use the Services is accurate, current, and complete, and that you will keep it up-to-date at all times. If you provide any information that is, or that NIDO has reasonable grounds to suspect is, untrue, inaccurate, not current, or incomplete, NIDO has the right to suspend or terminate your account and refuse any and all current or future use of the Services (or any portion thereof).
You are the sole authorized user of any account you create through the Services and are solely and fully responsible for all activities that occur under your account. You may not authorize others to use your accountholder status, and you may not assign or otherwise transfer your account to any other person or entity. If you have reason to believe that your account is no longer secure, you must immediately notify us by contacting us at the contact information set forth at the end of these Terms. NIDO will not be liable for losses, damages, liability, expenses, and fees incurred by NIDO or a third party arising from someone else using your account regardless of whether you have notified us of such unauthorized use. You understand and agree that we may require you to provide information that may be used to confirm your identity and help ensure the security of your account.
Nido will enable renters who use the Services to earn rewards (“Nido Rewards”). A detailed explanation of the Nido Rewards program and the terms and conditions applicable to Nido Rewards can be found in the Rewards Terms. By agreeing to these Terms of Use, you also agree to the Rewards Terms.
To the extent permitted by applicable law, the terms and conditions related to Nido Rewards, including those found in these Terms, are subject to change at Nido’s sole discretion.
Not all Nido Rewards will be available at all times. Nido Rewards are not guaranteed and are subject to limits based on mortgage type and limits and restrictions set by lenders and applicable law. Any disputes related to Nido Rewards must be directed to Nido at info@nidorewards.com.
Property owners neither own nor exert control over the Nido Services. As between a property owner and Nido, any issues, incidents, and disputes related to the performance of the Nido Services are the sole responsibility of Nido.
Through the Services, Nido may provide users with recommendations and financial information (“Nido Features”). Some Nido Features may include, but are not limited to, recommendations and financial information related to the following:
The Nido Features are provided for informational purposes only and do not constitute financial advice. Nido does not guarantee the accuracy of any Nido Features and Nido disclaims any guarantees or warranties in connection with the Nido Features.
We may add or remove Nido Features at any time, without notice to Nido users.
All content on the Services is for informational purposes of a general nature only, and does not address any circumstances of any particular individual or entity. Do not construe any such information or material as legal, tax, investment, financial, professional or any other advice. Nothing on our Services constitutes professional and/or financial advice, nor does any information found on the Services constitute a comprehensive or complete statement of the matters discussed. NIDO is not a fiduciary by virtue of any person’s use of or access to the Services and content contained in the Services. Any information, materials, statements and/or data set out herein is subject to change anytime without notice and as such, no reliance must be placed on fairness, accuracy, completeness or correctness of any information and materials contained on the Services.
You alone assume the sole responsibility of evaluating all merits and risks that are or may be associated with any use of any information or material on the Services or coming into any conclusion based on the information and content found on the Services. In exchange of using the Services, you agree not to hold Nido its affiliates or any third-party service provider(s) liable for any possible claim for damages arising from any decisions you may or had made based on the information or content made available to you on the Services. In any event, NIDO and/or its employees, advisors and representatives is not liable for any loss or damage whatsoever arising or incurred from any use or reliance of the Services, its contents or otherwise arising in connection with.
Nido users will not be charged for standard Nido Services. Nido may offer premium services including premium subscription services in the future for a fee. Nido may, in its sole discretion, make certain Nido Rewards offerings contingent on enrollment in these premium services.
Nido partners with a variety of real estate agents and mortgage brokerages. Nido does not guarantee that its real estate agent or mortgage brokerage partners will be able to find a home that Nido users can purchase. Additionally, in the case that a Nido real estate agent or mortgage brokerage partner is able to find a home for a Nido user, Nido does not guarantee that the Nido user will qualify for a mortgage.
Nido is not responsible for and makes no representations or warranties related to services provided by its real estate agent or mortgage brokerage partners. Any issues or incidents related to services provided by Nido’s real estate agent or mortgage brokerage partners are solely the responsibility of Nido’s real estate agent or mortgage brokerage partners and not the responsibility of Nido.
Additionally, Nido may partner with other third parties to provide information and offers to Nido users, including, but not limited to, estimated APR, mortgage fees, closing costs, available grants, and other information relating to home purchase and finance. To the extent these features are made available on the Services, they are tools based on a certain set of inputs provided by you and are for informational, educational, or illustrative purposes only. Nido is not responsible for any information or offers provided by those third parties. Nido does not vouch for the accuracy of any information provided by third parties and does not guarantee any offers provided by third parties.
The Services may contain links to third-party websites or online services. Please understand that those third-party websites and online services may have different terms of use and privacy policies, and that NIDO does not control and is not responsible for the content of such websites or the privacy practices of such third parties. The information collected by such third-party websites and online services is not covered by the Nido Privacy Policy.
By accessing or using the Nido Services, you agree that:
You further agree to not use the Services in any way that:
You are prohibited from violating or attempting to violate the security of the Services, including, without limitation, by (a) accessing data not intended for such user or logging onto a server or an account which the user is not authorized to access; (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization; (c) accessing or using the Services or any portion thereof without authorization; or (d) introducing any viruses, Trojan horses, worms, logic bombs or other material which is malicious or technologically harmful.
This list of prohibited activities provides examples and is not complete or exclusive. We reserve the right to terminate access to your Nido account and your ability to use the Services (or the Content) with or without cause and with or without notice, for any reason or no reason, or for any action that we determine is inappropriate or disruptive to the Services or to any other user of the Services and/or Content. We may report to law enforcement or governmental authorities any actions that may be illegal and may cooperate with any government investigations or examinations directly or indirectly related to any potentially illegal activity engaged in via the Services.
Except for any personally identifiable information we may collect from you under the guidelines established in our Privacy Policy, any material, information or other communication you provide to NIDO, including any ideas, comments, suggestions, feedback, data or the like (“Feedback”) will be considered non-confidential and non-proprietary. NIDO will have no obligations with respect to the Feedback. Furthermore, you hereby assign to NIDO all intellectual property rights, and waive any moral, publicity or similar rights you have in any Feedback. By submitting the Feedback to NIDO, you agree NIDO is free to use the Feedback, without limitation and without any compensation to you, for any purpose whatsoever and in identifiable or de-identifiable form. NIDO and its designees will be free to copy, disclose, distribute, incorporate, commercialize and otherwise use the Feedback and all data, images, sounds, text, and other things embodied therein for any and all commercial or noncommercial purposes.
Your use of the Services is at your own risk. The Content has not been verified or authenticated in whole or in part by us, and they may include inaccuracies or typographical or other errors. We do not warrant the accuracy or timeliness of the Content contained on the Services. We have no liability for any errors or omissions in the Content, whether provided by us, our licensors or suppliers or other users.
TO THE FULLEST EXTENT PERMITTED BY LAW AND EXCEPT AS OTHERWISE PROVIDED HEREIN, THE INFORMATION AND SERVICES OFFERED ON OR THROUGH THE SERVICES AND ANY REFERENCED THIRD-PARTY SITE ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. ANY THIRD-PARTY GOODS OR SERVICES PROVIDED ARE SUPPLIED AS A CONVENIENCE TO YOU AND DO NOT CONSTITUTE SPONSORSHIP, AFFILIATION, PARTNERSHIP, OR ENDORSEMENT.
TO THE FULLEST EXTENT ALLOWED BY LAW, WE DISCLAIM ALL EXPRESS AND IMPLIED WARRANTIES, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON- INFRINGEMENT.
TO THE FULLEST EXTENT PERMITTED BY LAW, WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE SERVICES, CONTENT, OR OTHER POSTED MATERIALS ON THE SERVICES IN TERMS OF ITS CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE.
BY PROVIDING THE SERVICES ON THE APP AND WEBSITE, WE DO NOT IN ANY WAY PROMISE THAT THE SERVICES WILL REMAIN AVAILABLE TO YOU. WE ARE ENTITLED TO TERMINATE ALL OR PART OF ANY OF THE SERVICES AT ANY TIME, IN OUR SOLE DISCRETION WITHOUT NOTICE TO YOU. IN FURTHERANCE OF THE FOREGOING, YOUR NIDO REWARDS MAY BE TERMINATED AT ANY TIME DUE TO THE TERMINATION OF THE SERVICES, IN RESPONSE TO YOUR TERMINATION OF USE OF THE SERVICES, FOR ANY REASON, OR OTHERWISE, IN EACH CASE, IN OUR SOLE AND ABSOLUTE DISCRETION.
WE DO NOT AND CANNOT GUARANTEE THE SERVICES WILL BE AVAILABLE AT ALL TIMES BECAUSE PUBLIC NETWORKS, SUCH AS THE INTERNET, OCCASIONALLY EXPERIENCE DISRUPTIONS. ALTHOUGH WE STRIVE TO PROVIDE THE MOST RELIABLE APP AND WEBSITE REASONABLY POSSIBLE, INTERRUPTIONS AND DELAYS IN ACCESSING THE APP AND WEBSITE ARE UNAVOIDABLE AND WE DISCLAIM ALL LIABILITY FOR DIRECT AND INDIRECT DAMAGES WHICH MAY RESULT FROM SUCH PROBLEMS. WE DO NOT WARRANT THAT ACCESS TO OR USE OF THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICES WILL BE CORRECTED.
NOTWITHSTANDING ANYTHING TO THE CONTRARY, THE LIABILITY OF NIDO AND ITS AFFILIATES, EMPLOYEES, AGENTS, REPRESENTATIVES AND THIRD-PARTY SERVICE PROVIDERS WITH RESPECT TO ANY AND ALL CLAIMS ARISING OUT OF YOUR USE OF THE SERVICES OR CONTENT OBTAINED THROUGH THE SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, SHALL NOT EXCEED, IN THE AGGREGATE, THE GREATER OF 1) THE AMOUNT RECEIVED BY NIDO FROM YOU FOR THE SERVICES PURCHASED IN THE 12 MONTHS PRIOR TO THE DATE OF THE INCIDENT OR 2) FIFTY DOLLARS ($50).
IN NO EVENT WILL WE BE LIABLE TO YOU OR ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR ANY USE OF THE SERVICES, OR ON ANY OTHER HYPERLINKED WEBSITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
You agree to indemnify, defend and hold harmless us and our affiliates, employees, agents, representatives and Third-Party Service Providers, for any and all claims, demands, actions, liability, fines, penalties, costs, including reasonable attorneys’ fees, and expenses that may arise from any of your acts or omissions in connection with your use of the App, Website, and any other Nido Services and a breach of these Terms.
You acknowledge that we may be irreparably damaged if these Terms are not specifically enforced, and damages at law would be an inadequate remedy. Therefore, in the event of a breach or threatened breach of any provision of these Terms by you, we shall be entitled, in addition to all rights and remedies, to an injunction restraining such breach or threatened breach, without being required to show any actual damage or to post an injunction bond, and/or to a decree for specific performance of the provisions of these Terms.
By using the Services, you agree that the laws of the Commonwealth of Pennsylvania, without regard to principles of conflict of laws, will govern these Terms and any dispute of any sort that might arise between you and Nido.
For purposes of this Section, you agree that any action or proceeding with regard to such injunction restraining such breach or threatened breach shall be brought in the state or Federal courts located in Pennsylvania. You consent to the jurisdiction of such court and waive any objection to the laying of venue of any such action or proceeding in such court. You agree that service of any court paper may be effected on such party by mail or in such other manner as may be provided under applicable laws, rules of procedure or local rules.
Most concerns can be resolved quickly and to your satisfaction by contacting us directly at info@nidorewards.com.
In the event that we are not able to resolve a dispute, and with the exception of our right to seek injunctive relief as described above and, similarly, your right to seek individual injunctive relief in court, you hereby agree that either you or we may elect to arbitrate any dispute, claim, or cause of action (“Claim”) between you and us or any third parties arising out of use of the App, Website, the Nido Services, and these Terms (whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory) to be arbitrated on an individual (non-class) basis, to the extent allowed by law. However, both parties retain the right to seek relief in a small claims court (or an equivalent court) for a Claim within the scope of its jurisdiction so long as the small claims action does not seek to certify a class, combine the Claims of multiple persons, recover damages in excess of the limit for a small claim under applicable state law or is not transferred, removed, or appealed from small claims court to any different court.
THERE IS NO JUDGE OR JURY IN ARBITRATION, AND COURT REVIEW OF AN ARBITRATION AWARD IS VERY LIMITED. ADDITIONALLY, ANY ARBITRATION OF A CLAIM WILL BE ON AN INDIVIDUAL BASIS, AND, THEREFORE, YOU UNDERSTAND AND AGREE THAT YOU ARE WAIVING THE RIGHT TO PARTICIPATE AS A CLASS REPRESENTATIVE OR CLASS MEMBER IN A CLASS ACTION LAWSUIT. AS PART OF THIS WAIVER, YOU AGREE THAT YOU WAIVE THE RIGHT TO ACT AS A PRIVATE ATTORNEY GENERAL IN AN ARBITRATION; THAT EXCEPT AS OTHERWISE PROVIDED IN THIS ARBITRATION CLAUSE, CLAIMS BROUGHT BY OR AGAINST YOU MAY NOT BE JOINED OR CONSOLIDATED WITH CLAIMS BROUGHT BY OR AGAINST ANY OTHER PERSON; AND THE ARBITRATOR SHALL HAVE NO AUTHORITY TO CONDUCT A CLASS- WIDE ARBITRATION, PRIVATE ATTORARY GENERAL ARBITRATION OR MULTIPLE- PARTY ARBITRATION.
You and we agree that your use of the Services involves interstate commerce, and that this arbitration clause shall be interpreted and enforced in accordance with the Federal Arbitration Act (“FAA”) set forth in Title 9 of the U.S. Code to the fullest extent possible, notwithstanding any state law to the contrary, regardless of the origin or nature of the Claims at issue. The arbitrator must follow, to the extent applicable: (1) the substantive law of the state in which we entered into the transaction giving rise to this arbitration clause; (2) the applicable statutes of limitations; and (3) claims of privilege recognized at law. The arbitrator will not be bound by federal, state or local rules of procedure and evidence or by state or local laws concerning arbitration proceedings.
If either you or we elect to arbitrate a Claim, the dispute shall be resolved by binding arbitration administered under the applicable rules of the American Arbitration Association (“AAA”). Either you or we may elect to resolve a particular Claim through arbitration, even if the other party has already initiated litigation in court related to the Claim, by: (a) making written demand for arbitration upon the other party, (b) initiating arbitration against the other party, or (c) filing a motion to compel arbitration in court.
If this is a consumer-purpose transaction, the applicable rules will be the AAA’s Consumer Arbitration Rules. The applicable AAA rules and other information about arbitrating a Claim under AAA, including how to submit a dispute to arbitration, may be obtained by visiting its website at https://www.adr.org/ or by calling 1-800-778-7879.
If AAA will not or cannot serve as the administrator of the arbitration, and you and we cannot then agree upon a substitute arbitrator, you and we shall request that a court with proper jurisdiction appoint an arbitrator. However, we will abide by the applicable AAA rules regardless of the forum.
Arbitration shall be conducted in the county and state where you accepted these Terms, you reside, or another reasonably convenient place to you as determined by the arbitrator, unless applicable laws require another location.
Judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof. Except as provided in applicable statutes, the arbitrator’s award is not subject to review by the court and it cannot be appealed. The parties will have the option to request and receive a statement of reasons for the arbitration award.
If you elect to file the arbitration, and this is a consumer-purpose transaction, you will pay the filing fee to the extent required by AAA’s Consumer Arbitration Rules but not to exceed the cost of filing a lawsuit. Any amount above what it would cost you to file a lawsuit, we will pay. All other arbitration fees and expenses shall be allocated to us according to AAA rules. Except for the arbitration fees and expenses, each party shall pay its own costs and fees incurred (including attorneys’ fees), unless the arbitrator allocates them differently in accordance with applicable law. This paragraph applies only if this is a consumer- purpose transaction.
If any provision in this arbitration clause is found to be unenforceable, it shall be stricken from the clause and the remaining provisions shall remain fully enforceable. If a Claim seeks public injunctive relief and, after exhaustion of all appeals, a court determines that a provision in the clause restricts such Claim and, therefore, is invalid with respect to that Claim, the Claim seeking public injunctive relief will be determined in court. However, any Claim seeking money damages shall be arbitrated at the election of either party (unless such Claim is an exclusion as set forth in this clause). The parties will request that the court stay the Claim for public injunctive relief until the arbitration award pertaining to any Claim seeking money damages has been entered in court.
Except with respect to the foregoing paragraph relating to public injunctive relief, if the class action limitation is invalid, then this arbitration clause is invalid in its entirety.
This arbitration clause will survive the termination of your use of the App, Website, the Nido Services, and any other actions with us.
You may reject this arbitration clause within thirty (30) days of accepting the Terms by emailing us at info@nidorewards.com and including in the subject line “Rejection of Arbitration Provision.”
To the extent permitted by applicable law, we reserve the right to make changes to the Nido Services, including Nido Rewards availability, values, and redemption terms at any time. Any changes to the Nido Services will become effective immediately. We reserve the right to change the Nido name as well as the name of any Nido Features and Nido Rewards programs or Nido Reward Activities.
If any term or provision in these Terms is found to be void, against public policy, or unenforceable by a court of competent jurisdiction and such finding or order becomes final with all appeals exhausted, then the offending provision shall be deemed modified to the extent necessary to make it valid and enforceable. If the offending provision cannot be so modified, then the same shall be deemed stricken from these Terms in its entirety and the remainder of these Terms shall survive with the said offending provision eliminated. This paragraph does not apply to the mandatory arbitration clause and class action waiver clause.
These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania excluding its conflicts of law rules, and the United States of America. Without waiving the foregoing mandatory arbitration clause and class action waiver clause, you agree that any dispute arising from or relating to the subject matter of these Terms including but not limited to if you opt out of the mandatory arbitration clause and class action waiver clause shall be governed by the exclusive jurisdiction and venue of the state and Federal courts of Pennsylvania except where the jurisdiction and venue are mandated by applicable Assignment. We may freely assign our obligations and rights under these Terms, including all personal information in our possession which we have collected during your use of the Services.
Section headings found in these Terms are for convenience and reference only and shall not affect the interpretation of these Terms.
The Services may contain technical inaccuracies or typographical errors. We attempt to make postings on the Services as accurate as possible, but we do not warrant the content of the Services is accurate, complete, reliable, current, or error-free.
To provide Nido users with timely assistance, we may utilize an automated instant messaging service on the Services to provide Nido users with answers to questions (“Chatbot Service”). To the extent permitted by applicable law, Nido is neither responsible nor liable for any answers or messages, including incorrect answers or messages, provided by the Chatbot Service.
To the extent permitted by applicable law, by agreeing to these Terms and by engaging with the Chatbot Service, you agree to have your interactions with the Chatbot Service recorded for quality and assurance as well as recordkeeping purposes and to have the information you provide to the Chatbot Service be disclosed to our service providers. You agree not to hold Nido liable for any answers or messages, including incorrect answers or messages, provided by the Chatbot Service.
If you have any questions or comments about these Terms, the Services, or the Nido Services, please contact us by email at info@nidorewards.com.
To: Nido Rewards User
From: Savvy Living Holdings, LLC (collectively, “Savvy”)
In connection with the purchase or sale of your property, you may obtain certain settlement services, including for mortgage origination, closing, title insurance, real estate brokering and other services. This is to give you notice that all of the companies listed in the chart below (each a “Service Provider” and collectively, the “Service Providers”) have business relationships with each other and with Savvy.
Because of these relationships, referrals to any of the Service Providers may provide the referring company and Savvy with a financial or other benefit.
Set forth on Exhibit A attached hereto, if applicable, is the estimated charge or range of charges for the services offered by the Affiliated Businesses listed above, if said charges are known. You are NOT required to use any of the Service Providers as a condition for the purchase, sale or refinance of the subject property or to obtain access to any settlement service.
Service Provider | Settlement Service |
---|---|
Savvy Living Real Estate | Real Estate Brokerage Services |
First Priority Mortgage / Mid Penn Bank | Mortgage Loan Services |
Carriage House Abstract | Title Insurance Services |
Diversified Settlement Services, Inc | Title Insurance Services |
HOW Group Real Estate | Real Estate Brokerage Services |
THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.
Acknowledgment:
I/We have read this disclosure form and understand that a Service Provider is referring me/us to purchase any or all of the above-described settlement services, and may receive a financial or other benefit as the result of this referral. I/We hereby release Savvy and its affiliates, employees, and agents from any liability in connection with such referral. By agreeing to the Terms of Use and Disclosure notice within the Nido Rewards mobile application via the completion of the “Connect with an Expert” wizard, you are acknowledging receipt and understanding of this Affiliated Business Arrangement Disclosure. Acknowledgement is deemed accepted via Signature below or by agreeing via the Nido Rewards mobile application.
Name: ____________________________________________________ Date: _____________________
Name: ____________________________________________________ Date: _____________________
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